Terms of Service

Acceptance of Terms

These Terms of Service govern your use of FlatCompare Hub and its services. By accessing and using our website, you agree to be bound by these terms and conditions. If you do not agree to comply with any provision of these terms, you are not authorized to use our platform.

We reserve the right to modify these terms at any time. Changes become effective immediately upon posting to our website. Your continued use of our services following the posting of revised terms means you accept and agree to the changes. We encourage you to review these terms periodically to stay informed about how we operate and what terms govern your use of our platform.

User Obligations

Users agree to use our platform only for lawful purposes and in ways that do not infringe upon the rights of others or restrict their use and enjoyment. Prohibited behavior includes harassing, causing harm to, or threatening others; transmitting obscene or offensive content; disrupting normal flow of dialogue; and attempting to gain unauthorized access to our systems.

You are responsible for maintaining the confidentiality of any login credentials associated with your account. You agree to accept responsibility for all activities that occur under your account. You must promptly notify us of any unauthorized use of your account or any other breach of security. We are not liable for any loss or damage arising from your failure to protect your account information.

You represent and warrant that all information you provide to us is accurate, complete, and truthful. You agree not to impersonate any person or entity or misrepresent your affiliation with any person or entity when using our services.

Intellectual Property Rights

All content on our platform, including text, graphics, logos, images, and software, is the exclusive property of our company or our content suppliers and is protected by international copyright laws. You may not reproduce, distribute, transmit, modify, or create derivative works from any content without our prior written permission.

We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes only. This license does not include the right to download content unless specifically authorized. Any unauthorized use of our content may violate copyright, trademark, and other applicable laws.

User-generated content remains the property of the user; however, by submitting content to our platform, you grant us a worldwide, royalty-free license to use, display, and distribute that content in connection with our services.

Limitation of Liability

Our platform and all information, content, and services are provided on an "as-is" and "as-available" basis. We make no warranties, expressed or implied, regarding the accuracy, completeness, or reliability of any information on our website. We disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services, even if we have been advised of the possibility of such damages. This includes loss of profits, data, or business opportunities.

Our total liability to you for any claim arising from or relating to these terms or your use of our services shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.

Termination of Service

We reserve the right to suspend or terminate your access to our platform at any time, with or without cause, and with or without notice. Reasons for termination may include violation of these terms, illegal activity, or behavior we deem harmful to our community or services.

Upon termination, your right to use our platform ceases immediately. We are not liable to you or any third party for any termination of access or deletion of content. You remain liable for all obligations accrued before termination, including any fees or charges incurred.

You may request termination of your account at any time by contacting our support team. Upon account termination, we may retain certain information as required by law or for legitimate business purposes, including fraud prevention and dispute resolution.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Singapore for resolution of any disputes arising from these terms or your use of our platform.

Severability

If any provision of these Terms of Service is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if such modification is not possible, the provision shall be severed. The remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Service, together with our Privacy Policy and any other policies we publish on our website, constitute the entire agreement between you and us regarding your use of our platform. These terms supersede all prior negotiations, understandings, and agreements, whether written or oral.